Open Enrollment for 2027 coverage: November 1, 2026 – January 15, 2027
Questions? Call 803-851-3589
2027 ACA Health Insurance Open Enrollment

Health coverage that fits your life and your budget.

Compare Affordable Care Act Marketplace plans side by side, see if you qualify for savings, and enroll online in minutes — with a licensed agent in your corner at no extra cost. Larry Hamilton helps individuals and families enroll in Obamacare and Marketplace health insurance by phone or online in 17 states, including Texas, Florida, Georgia, North Carolina, Ohio and South Carolina.

No cost for agent help Pre-existing conditions covered Secure online enrollment
OpensNovember 1

Open Enrollment begins for 2027 Marketplace coverage.

Enroll byDecember 15

For coverage that starts January 1, 2027.

Final deadlineJanuary 15

Last day to enroll; coverage starts February 1, 2027.

Why ACA Marketplace coverage

Real coverage. Real savings. Real help.

Every Marketplace plan covers essential health benefits, and many families qualify for tax credits that lower their monthly premium.

Premium tax credits

Based on your household size and income, you may qualify for savings that reduce what you pay each month.

Essential benefits

Doctor visits, hospital care, prescriptions, maternity, mental health, and free preventive care are included.

No one turned away

You can't be denied coverage or charged more because of a pre-existing health condition.

Side-by-side comparison

See premiums, deductibles, copays, and networks for Bronze, Silver, Gold, and Platinum plans in one place.

Check your doctors

Search plans by your preferred doctors, hospitals, and prescriptions before you choose.

A licensed agent, free

Larry helps you understand your options and stays available all year for questions and changes.

How it works

Enroll in three simple steps

01

Click or scan

Tap "Compare Plans" or scan the QR code to open Larry Hamilton's secure HealthSherpa enrollment page.

02

Compare your options

Enter your ZIP code, household, and estimated income to see plans and any savings you qualify for.

03

Enroll & get covered

Pick the plan that fits, submit your application, and make your first payment to activate coverage.

Start Comparing Plans Prefer to talk it through? Call 803-851-3589.
Be ready

What to have on hand

Having this information ready makes enrollment quick and helps make sure your savings estimate is accurate.

  • Household detailsNames, birthdates, and Social Security numbers for everyone applying.
  • Estimated 2027 incomePay stubs, W-2s, or your best estimate of household income for next year.
  • Current coverage infoAny employer coverage offers or current policy numbers.
  • Doctors & prescriptionsA list of providers and medications you want your plan to include.
Your licensed agent

Meet Larry Hamilton

Larry is a licensed health insurance agent with National Health and Life, a division of Hamilton Insurance, LLC. He'll help you understand your options, answer your questions, and make enrollment simple — at no additional cost to you.

QR code linking to Larry Hamilton's HealthSherpa enrollment page Scan to shop plans Point your phone camera here
Questions

ACA Health Insurance Open Enrollment FAQ

Does it cost more to enroll through an agent?

No. Plan prices are the same whether you enroll on your own or with a licensed agent. Larry's help is available at no additional cost to you.

What is HealthSherpa?

HealthSherpa is an approved enhanced direct enrollment partner that lets you shop and enroll in the same ACA Marketplace plans and savings available through HealthCare.gov, using a simpler online experience.

What if I miss Open Enrollment?

Outside Open Enrollment, you can generally only enroll if you have a qualifying life event, such as losing other coverage, moving, getting married, or having a baby. Call Larry to see if you qualify for a Special Enrollment Period.

I already have a Marketplace plan. Do I need to do anything?

Yes, it's a good idea to review your plan every year. Premiums, networks, and your savings can change, and a different plan may be a better fit for 2027.

Can I keep my doctor?

Many plans let you search by provider. When comparing plans, check each plan's network for your doctors and hospitals, or call Larry for help confirming.

Which states can Larry help me enroll in?

Larry Hamilton is licensed to help you enroll in ACA Marketplace health insurance in Alabama, Arizona, Florida, Georgia, Indiana, Iowa, Kansas, Louisiana, Michigan, Mississippi, Missouri, North Carolina, Ohio, South Carolina, Tennessee, Texas, and West Virginia. Enrollment is available by phone or online.

Can I get affordable health insurance if I'm self-employed or my job doesn't offer it?

Yes. Marketplace (Obamacare) plans are open to individuals and families who buy their own coverage, and many people qualify for premium tax credits based on household income and size.

Don't wait until the deadline

Get covered for 2027 — enroll by December 15 for January 1 coverage.

Compare plans online in minutes, or call Larry for one-on-one help.

Call Compare & Enroll